XRP vs Bitcoin – Side-by-Side Comparison

Speed, Cost, and Use Case Comparison

Original price was: $80.00.Current price is: $40.00.

XRP and Bitcoin are two of the most recognized cryptocurrencies, yet they serve fundamentally different purposes. While Bitcoin is designed as a decentralized store of value and medium of exchange, XRP is built specifically for facilitating fast, low-cost cross-border payments at institutional scale.

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Speed, Cost, and Use Case Comparison

Bitcoin transactions take an average of 10 minutes to confirm and support approximately 7 transactions per second, while XRP settles in 3 to 5 seconds and handles 1,500 transactions per second. Transaction fees on Bitcoin average several dollars during peak congestion, whereas XRP transactions cost a fraction of a cent at around $0.0002. Bitcoin has a supply cap of 21 million coins while XRP's total supply is 100 billion. In terms of market cap, Bitcoin leads at over $1.4 trillion while XRP sits at $86 billion. Both assets have ETF products available, with Goldman Sachs holding $154 million in XRP ETF positions as of early 2026.

Is XRP faster than Bitcoin?

Which has a lower transaction fee, XRP or Bitcoin?

Yes, XRP settles transactions in 3-5 seconds versus Bitcoin's average of 10 minutes. XRP also supports 1,500 transactions per second compared to Bitcoin's ~7 TPS. XRP has significantly lower fees at approximately $0.0002 per transaction, while Bitcoin fees can range from $1 to $50+ during high network congestion.

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